Testimonials

What Readers Are Saying

Feedback from readers, students, and professionals who have studied the Kaironeek Credit Products series.

How These Books Are Changing the Way People Fix Their Credit

Chiquita Rollins Johnson

CEO of CRJ Consulting

I recently purchased the book “Delete and Get Paid” by Richie, and I have to say it was extremely informative. The book helped me better understand consumer rights and how certain types of debt should be reported. After applying the information from the book, I was able to successfully remove a collection account that should have never been on my credit report in the first place. Education is powerful, and this book definitely gave me tools I could use. Thank you, Richie, for putting this information together and helping consumers understand their rights.

Bobbie Bryant

BetterLife Financial Services

I have Richie’s books Delete and Get Paid and Exposing the Collections Game. These books are awesome. I have never heard anyone talk in depth on how the credit system works and how to dispute negative reporting on credit reports. I have owned a credit repair business for over 5 years. These books have changed my knowledge and my business. I can’t wait to read the book about inquiries!

Ashley McBride

CEO of Royal Elite Credit Solutions

I just want to say that these books have helped to not only transform me but also my business. I have learned laws, case studies, and strategies that have helped me to successfully send out disputes on behalf of my clients and get results, sometimes it the first round. These books didnt just provide me with letters to dispute but I have grown so much in knowledge. When I am reviewing credit reports I'm able to quickly identify specific violations, inaccuracies, etc and I already know how I'm going to strategically prepare my letters. This has helped me to jumpstart my business so much quicker than I ever imagined!

Mrs. N. Ridley

CEO and Credit Repair Business Owner

I’ve been doing credit repair for over 5 years, using factual disputing and the basic knowledge I have of common FCRA and FDCPA laws. Over the years I’ve invested in different materials and resources, but the books written by Richard Barrett have, by far, been the best investment I’ve made in a very long time. His books break down complex credit laws and dispute strategies in a way that actually makes sense and can be applied in real situations. The information is practical, detailed, and clearly written by someone who truly understands the credit system. As someone who already works in the credit repair space, I can honestly say these books have helped expand my knowledge and sharpen my approach to disputing. Richie has proven to be a trusted author and mentor through his work. If you're serious about understanding credit, consumer laws, and improving your dispute strategies, I highly recommend his books.

Joe Pena

CEO Fidelis Credit Solutions LLC

I’ve gone through several of Richie’s books including The Collections Account Remover Packet, Charge-Off Remover Packet, Exposing the Collections Game, and Rental & Lease Credit Deletion. What I appreciate about his work is that he covers areas of credit reporting that most people simply don’t understand or even know exist. The material is well written, practical, and helps readers look deeper into how accounts are actually being reported and verified. Richie does a good job explaining the mechanics behind collections, charge-offs, and rental reporting in a way that helps people ask better questions about what appears on their credit reports. For consumers trying to better understand their credit file, these are valuable resources. For credit repair companies, this material is fire and can definitely help sharpen your understanding of the reporting side of the industry. I highly recommend them all!

Tracy Grier

CEO of The Wealthy Place Enterprises

I recently finished reading “Delete and Get Paid” by Richie Sage, and I have to say it gave a very different perspective on dealing with collection accounts. What stood out to me was how straightforward the information is. The book walks through ways to challenge illegally reported collections and explains the process in a simple, practical way. If you’ve been trying to deal with collections and feel like you’re not getting anywhere, this book is definitely worth STUDYING!! It’s one of those resources that can help you see the process a little more clearly. Richie, lays it all out for you!!! If you’re contemplating if you should get this book 📕 please do yourself a favor and make that investment!!!!

Credit Repair Professional

"These books changed the way I look at credit reporting. Instead of random dispute letters, I finally understand how the system works."

Student At Kaironeek University

After studying these materials, I finally understood how the structure of the credit reporting system.

Reader

The level of legal research in these books is far beyond anything else in the credit repair industry.

T.A. Credit Services Professional

These books are like having a map to navigate the credit repair landscape. They provide clarity in a very confusing area.

M.J, Credit Consultant

The Kaironeek books are a goldmine for anyone serious about understanding credit reporting. I highly recommend them to my clients.

M.K, Credit Repair Professional

I learned more in these books than I have from years of working in credit repair.

Credit Repair Professional

Most credit repair materials teach shortcuts. These books actually teach how the system works and how the law applies.

Feedback from Kaironeek University and Kaironeek Study Circle Students

S.P

Kaironeek Study Circle Student

The Study Circle helped me understand FCRA and FCPA in a way I never had before.